A Property Protection Trust (PPT) is combined with a Will to maximise the value of estate, and especially the value of residential property, on death. 

Crucially the property title has to be amended in a certain way and legal ownership altered. On first death the deceased persons share of the property is placed into the PPT which is then administered by the Trustees nominated in the Will. This usually includes the surviving spouse or partner. The Will also specifies who is to be the ultimate beneficiary of the deceased’s share in the property. The Trustees duty is to protect the property for the benefit of the beneficiaries.

A surviving spouse, under the terms of the Trust, has the right to remain living in the property for the rest of their life. On the death of the second spouse the Trust comes to an end and the property passes absolutely to the beneficiaries.

This PPT solution is discussed in detail within our Estate Planning Brochure, a copy of which you can request at no cost. You can also listen to our video testimonials, some of which rekate to this very area.

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