We offer our expert retirement service to employees. This helps people make the right decisions, at the right time, about their pension funds when they reach retirement age.

There are numerous options available. Purchasing an annuity from an existing scheme is the most common decision people make. Yet in many cases this is due to a lack of knowledge and financial education, specifically regarding the retirement options that are available. An informed decision should be available to everyone to make as retirement decisions effect the rest of people's lives. 

Phased retirement may be suitable, as could a drawdown contract, which allows the member to keep control of their cash. In many cases purchasing an annuity from another provider through an open-market option can provide enhanced income in retirement compared to that offered by a ceding scheme. Further, any health issues a member or spouse has can significantly increase their retirement income through an “enhanced life annuity”. Sometimes this can be over 30% more. Quite obviously then, advice in this area can make a huge difference to the quality of retiree’s lives.

We offer a free retirement guide to explain all of the options available, and can provide advice to help people decide what is best for them. In summary, we do not take on a group scheme solely with the present in mind; you can rest assured that we will take care of employees in the future as well today.

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